Volunteer Meryl Cullen has received a national award from the Credit Union of Wales for promoting the ethical savings and loans movement after being a victim of payday lenders. Meryl is considered the “lifeblood” of Merthyr Tydfil Borough Credit Union for singlehandedly running a collection point for members over the past 10 years. She said: “I used doorstep lenders many years ago and their interest rates were astronomical. I didn’t want people in my area also becoming victims because payday…